儲蓄

最近生活過得ok 不過不失 , 我也把愛敗的習慣先收斂下來 , 經濟蕭條  成了大家茶魚飯後的話題, 有時候更像是口頭禪

打開新聞我都不敢看頭版 不是倒閉 就是股市在大跌 .. 十年前的金融風暴 那時的我才剛上中學 ,根本沒有辦法體會.現在出來社會工作了 也就知道情況 有多糟

我把儲蓄的budget 增加了一倍 平時的 ‘愛買基金’ 暫時先往銀行裏塞

我開始 留意各銀行的儲蓄投資

目前 最吸引我的是 CIMB Islamic MaxInvestSafe 和 Public Bank 的 Gold Investment Account

是的 本人想要買金  經過分析 現鈔一直在貶值 而 金的價位比較穩 而起常有上標的趨向

本來炒金 聼起來像是 有錢人的玩意 可是現在 大衆銀行  推 只要 每個人買20 Gms 就可以了!

也就是 大概開戶口需要 兩千左右就行了 , 是真的很吸引我

CIMB Islamic MaxInvestSafe 就是比FD賺還要多很多的長期儲蓄戶口

怎麽辦呢?  自己的理財和財經 都不是很強

如果 理財 與財經 能夠像 Fashion 和音樂 那麽容易 , 那該多好

gold_v

CIMB Islamic Max Invest

What returns will I earn?

Stimulated Returns
Let’s assume you:

  • Contribute RM100 every month until 5 years before maturity.
  • Receive Bonus Units for the first year of tenure.
  • Do not make an Early Redemption during the tenure.

Here’s what you could enjoy with Max InvestSave:

Tenure 15 years – RM12,000.00 Invested
Scenario CIMB Evergreen Index Performance Per Annum Total Payment Amount at Maturity Max InvestSave Average Return Per Annum
Bearish
0.33%
RM21,452.66
5.67%
Base Case
6.27%
RM31,066.32
9.16%
Bullish
11.94%
RM47,554.41
13.09%
Tenure 20 years – RM18,000.00 Invested
Scenario CIMB Evergreen Index Performance Per Annum Total Payment Amount at Maturity Max InvestSave Average Return Per Annum
Bearish
0.35%
RM42,342.02
6.52%
Base Case
6.29%
RM84,392.71
11.43%
Bullish
11.95%
RM188,384.67
16.85%
Tenure 25 years – RM24,000.00 Invested
Scenario CIMB Evergreen Index Performance Per Annum Total Payment Amount at Maturity Max InvestSave Average Return Per Annum
Bearish
0.34%
RM77,280.86
7.23%
Base Case
6.28%
RM224,223.56
13.13%
Bullish
11.95%
RM762,690.34
19.44%
Tenure 30 years – RM30,000.00 Invested
Scenario CIMB Evergreen Index Performance Per Annum Total Payment Amount at Maturity Max InvestSave Average Return Per Annum
Bearish
0.31%
RM137,254.15
7.82%
Base Case
6.26%
RM601,749.40
14.14%
Bullish
11.92%
RM3,215,627.06
21.30%
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About Akechi
As long as you know men are like children, you know everything!

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